Samriddhi Finance Company Limited (SFCL) was established as the 49th financial institution of the country in 2057 BS. It is public limited company incorporated under company act 2063, and licensed by Nepal Rastra Bank to conduct the banking transactions as C class financial Institution under the Bank and Financial Institution Act 2073 (BAFIA 2073). It is one of the National level Finance Companies, having its Head Office in Hetauda, Makawanpur. The company was promoted by reputed businessmen, industrialists and professionals with high experience and qualifications in their respective fields.

The company is committed to safety of the customer's deposits, confidentiality, professionalism, transparency, good governance and sound business growth.

The company believes in continuous creativity & innovation in its business services and work hard to set its goal in the new standards in banking and is heading towards taking the form of bank in near future.

Compliance and Risk Officer

Views: 3770 | This job is expired 1 month ago

Basic Job Information

Job Category	:	Banking / Insurance /Financial Services
Job Level	:	Mid Level
No. of Vacancy/s	:	[ 1 ]
Employment Type	:	Full Time
Job Location	:	Kathmandu , Nepal
Offered Salary	:	Not Disclosed
Apply Before(Deadline)	:	Apr. 03, 2025 23:55 (1 month ago)

Job Specification

Education Level	:	Graduate (Masters)
Experience Required	:	More than 3 years
Age	:	More than 21 years
Professional Skill Required	:	Risk Management Risk Assessment

Other Specification

Educational Qualification: CA/ Masters in Management from a recognized university.

Job Specifications:

Minimum three years of experience in any NRB licensed BFIs in the credit department/ credit risk department. Able to implement risk management methodologies for lending and operational risk in the Finance.
Ensure the organization’s risk management policies and strategies are in compliance. Due analysis of credit files, risk grading and forwarding for approval. Responsible to maintain overall compliance as per prevailing laws, NRB directives, etc.
Age limit: Minimum 21 years and not exceeding 40 years.

Note : Only experienced candidates should apply.

Job Description

Compliance and Risk Officer (CRO) is responsible for overseeing the credit risk management framework of the company. This role involves monitoring and evaluating credit risks, ensuring compliance with regulatory and company policies, and implementing strategies to mitigate risks.

Key Responsibilities:

Development of Risk Management Mechanism:

Establish an integrated risk management framework for all aspects of risks in the organization.
Develop risk management policies.
Provide inputs in the development of new policy and product paper.

Conduct of Risk Analysis:

Identify areas with potential compliance risks and implement preventive/corrective strategies.
Track sector-wise portfolio and assess country-wise risk in relevant sectors.

Compliance and Reporting:

Maintain accurate and secure records for compliance purposes.
Conduct stress tests to assess how the finance's credit portfolio would perform under adverse economic conditions.

Credit Risk Analysis:

Obtain credit files from credit department and review
Review credit risk of individual credit files.
Conduct collateral site visit, business visit as required.
Analyze credit files as per CPG and product paper
Ensure overall compliance relating to Directives/ Circulars / Company’s policies/AML and other compliances as per prevailing laws.

Monitor Other Banking Risk:

Monitor and evaluate reputation risk, strategic risk, AML/CFT risk, legal risk, environment social and climate change risk.

This job has expired.

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