Standard Chartered Bank

Banks

Senior Credit Manager- Corporates

Views: 13391|Published on: Aug 04, 2017

Banking / Insurance /Financial Services

Senior Level

Vacancy: 1

Kathmandu|

Experience: More than or equal to 7 years|

Not Disclosed

Job Description

Roles and responsibilities of this job

To ensure that the quality of the corporate credit portfolio in the Bank is maintained within acceptable parameters, as defined by the Credit Policy and Portfolio Standards (PS)
Exercise risk control responsibility for Credit Risk in Corporate portfolio in the Bank
Formulating and obtaining approval of Local Credit Policy / Underwriting Standards
Approval of Business Credit Applications falling within own discretion and support of applications, which require review outside the territory.
Assisting Business in identification and managing up or out of accounts exhibiting signs of deterioration and assisting Special Assets Management, where appropriate,
in managing substandard accounts
Ensuring that the quality of Business Credit Applications (BCAs) meets Group standards, particularly with regards to the completeness and depth of risk analysis
Regular stress testing of portfolio / segments as required by internal and external factors and review results and assessing their implications
Ensure Early Alert process, for clients with weaknesses or potential weaknesses, is adhered to and lead monthly Credit Issue Committee discussions
Monitoring and reporting breaches to Risk Triggers outlined in Underwriting Standards and breaches of Local Portfolio Standards parameters on monthly / quarterly basis
Monitoring compliance with Credit Policy, Local Portfolio Standards, portfolio targets and business strategy on a monthly / quarterly basis
Daily monitoring of portfolio with respect to excess, past due, renewal of security documents, etc
Timely submission with accuracy of Nepal credit portfolio data to the Risk Committee
Undertake regular customer visits to keep abreast of local market developments and better understand the business environment
Apply a duty of care and awareness, for the full spectrum of risks (including operational risk, reputational risk, event risk, etc) over the Corporate Business.
Ensure compliance to the Risk Management framework
Effectively manage the key stakeholders relevant to the roles and build net work with the stakeholders inside and outside the bank
Reporting of material risk exposures and related issues to the responsible governance committees and to Group and business-level committees as appropriate
Implementing and compliance of all applicable rules, regulations, policy and procedures effectively in the risk management of the credit portfolio
Co-ordinating with local resources to ensure that credit systems are installed in accordance with Group standard and local regulations
Effective management of the loan asset portfolio for maximizing Economic Revenue and maintaining credit quality

Job Specification

Required qualifications for this job

Required Education Level:Graduate (Masters)

Required Experience:More than or equal to 7 years

Other Specification

MBA in Finance / Accounts from a recognised university. Preference will be given to those with additional professional qualifications like CA, CFA, etc.
Min. of 7 years of experience in corporate relationship management / lending
Strong risk analytical approach and skills
Very good writing and communication skills in English

Salary

Offered financial and non-financial compensation for this job

Offered Salary:Not Disclosed

Applying Procedure

Click on Login to Apply and apply to this job via your jobseeker profile with easy apply process.

Note: You need to have merojob registered jobseeker profile to apply via your profile.

Apply Before: Aug 07, 2017

About the organization

Standard Chartered Bank

Banks

Naya Baneshwor, Kathmandu, Nepal

We are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East.

To us, good performance is about much more than turning a profit. It's about showing how you embody our valued behaviors - do the right thing, better together and never settle - as well as our brand promise, Here for good.

We're committed to promoting equality in the workplace and creating an inclusive and flexible culture - one where everyone can realise their full potential and make a positive contribution to our organisation. This in turn helps us to provide better support to our broad client base.

Why Create a Profile?

Get Personalized Job Recommendations
Apply Faster with Saved Details
Showcase Your Skills to Top Employers

Stand out and boost your chances of getting hired!

Similar JobsPowered by Merojob AI

Standard Chartered Bank

Senior Credit Manager- Corporates

About the organization

Standard Chartered Bank

Why Create a Profile?

Similar JobsPowered by Merojob AI

Finance Assistant

Accounts Assistant / Officer

Credit Analyst

FOR JOBSEEKER

FOR EMPLOYER

ABOUT US

CONTACT US

Standard Chartered Bank

Senior Credit Manager- Corporates

About the organization

Standard Chartered Bank

Standard Chartered Bank

Senior Credit Manager- Corporates

About the organization

Standard Chartered Bank

Why Create a Profile?

Similar JobsPowered by Merojob AI

Finance Assistant

Senior Officer - Finance and A...

Accounts Assistant / Officer

Junior Accountant - Trading an...

Credit Analyst

FOR JOBSEEKER

FOR EMPLOYER

ABOUT US

CONTACT US

Standard Chartered Bank

Senior Credit Manager- Corporates

About the organization

Standard Chartered Bank