Himalayan Securities Limited, a wholly owned subsidiary of Himalayan Bank Limited, is a Full-Service Brokerage firm licensed by SEBON. The firm aims to become one of the leading full-service brokerage firms in the country, offering a comprehensive suite of services to cater to the diverse needs of investors. With a commitment to personalized guidance, in-depth research, comprehensive portfolio management, educational resources, and focus on exceptional customer service, Himalayan Securities Limited intends to become the trusted partner individuals and businesses can rely on to navigate the intricate world of investing and securities trading.

In charge - Margin Lending Department

Views: 218 | Apply Before: 1 week, 5 days from now

Basic Job Information

Job Category	:	General Mgmt. / Administration / Operations
Job Level	:	Senior Level
No. of Vacancy/s	:	[ 1 ]
Employment Type	:	Full Time
Job Location	:	Himalayan Securities Limited, Corporate Office
Offered Salary	:	Not Disclosed
Apply Before(Deadline)	:	Oct. 22, 2025 23:55 (1 week, 5 days from now)

Job Specification

Education Level	:	Graduate (Masters)
Experience Required	:	More than 5 years
Professional Skill Required	:	Analytical Team Management Reporting Loan Management Documentation Financial Planning Client Relation

Other Specification

Strong knowledge of capital markets, SEBON/NEPSE/CDSC regulations, and NRB guidelines
Sound understanding of credit analysis, risk management, and collateral monitoring
Excellent decision-making, analytical, and problem-solving skills
Proficiency in financial reporting and documentation
Leadership and team management capabilities
Strong communication and client relationship skills
Ability to work under pressure with high attention to detail
Good computer literacy and familiarity with trading/loan management systems

Education and Preferred Experience Requirements

MBA or Master’s degree in Management/Economics/Finance/Accounts/Related Subject. Qualification from CA/CFA/ACCA or similar bodies will be an additional advantage.
Demonstrated experience of at least 3 years in similar role esp in margin lending department of banking industry.

Job Description

Himalayan Securities Limited, a wholly owned subsidiary of Himalayan Bank Limited and a Full-Service Brokerage Firm, is seeking applications from dynamic, and self-motivated individuals for the role of In Charge – Margin Lending Department

Level: Officer
Reports to: Deputy Chief Executive Officer
Work Location: Himalayan Securities Limited, Corporate Office

Responsibilities and Duties

Ensure compliance with SEBON, NEPSE, CDSC, NRB, and internal company policies
Develop and implement credit and margin lending policies
Review and approve client applications for margin lending
Verify client eligibility, KYC, CIB reports, and risk profiling
Approve loan disbursement, renewal, enhancement, and settlement
Monitor valuation of pledged securities and Loan-to-Value ratios
Issue margin calls and oversee forced liquidation when required
Track overdue accounts and manage recovery processes
Maintain reporting of exposure, outstanding loans, and top borrowers
Prepare and submit reports to regulators, management, and auditors
Supervise staff and coordinate with related departments
Enhance automation and system improvements for margin monitoring
Manage client relationships and promote margin lending services
Recommend loan pricing, interest rates, and fee structures
Cooperate with auditors and ensure strong internal controls
Take immediate corrective action in case of irregularities or non-compliance

Core Activities

Manage and oversee all margin lending operations of the broker company
Ensure regulatory compliance and proper risk management in lending activities
Monitor collateral valuation, exposure limits, and client loan positions
Approve and process margin loan disbursements, renewals, and settlements
Handle recovery processes, margin calls, and forced liquidation when required
Prepare and present reports to management, regulators, and auditors
Supervise team members and coordinate with other departments for smooth operations
Maintain client relationships and support business growth in margin lending

Salary and Benefits

The Annual Cost to Company (ACTC) for this position will be negotiable based on the profile and experience. The Benefits associated with the position are as below:

Allowances: General Allowance, Communication Allowance, Vehicle Allowance, Festive Allowance and Force Leave Allowance.
Insurance: Medical and Accidental Insurance, Life Insurance under Endowment Scheme and Critical Illness Coverage.
Others: Leaves, Retirement Benefits and Bonuses as per Labor Act.