Outsourced Experts
Finance Companies

Outsourced Experts was created to help brokers maximise their impacts.

From scheduling assistance to UMI calculation, each of our specialists is an expert in their field.

They take care of the backend workload, enabling your brokers to take more meetings, help more clients, and drive more revenue.

It’s the best of both worlds: the expertise you need combined with the affordability of offshore fulfilment.

Team Leader – Mortgage Credit Analysis

Views: 2764 | Apply Before: 3 days, 20 hours from now

Basic Job Information

Job Category	:	Banking / Insurance /Financial Services
Job Level	:	Senior Level
No. of Vacancy/s	:	[ 1 ]
Employment Type	:	Full Time
Job Location	:	Kathmandu
Offered Salary	:	NRs. 140,000 - 180,000 Monthly
Apply Before(Deadline)	:	Apr. 25, 2025 23:55 (3 days, 20 hours from now)

Job Specification

Education Level	:	Under Graduate (Bachelor)
Experience Required	:	More than 3 years
Professional Skill Required	:	Supervision Reliability Team Management Rate Analysis Project Planning

Other Specification

Experience: Minimum 3-5 years in mortgage credit analysis, underwriting, or a related field, with at least 1-2 years in a leadership role.
Education: Degree in Finance, Business, Accounting, or a related discipline (preferred but not mandatory).
Technical Knowledge: Strong understanding of credit assessment principles, mortgage products, and lending regulations.
Leadership Skills: Ability to motivate, mentor, and develop a high-performing offshore team.
Analytical Skills: Strong capability in assessing financial risk, interpreting credit reports, and making sound lending decisions.
Attention to Detail: High level of accuracy in reviewing and validating financial documentation.
Communication Skills: Excellent verbal and written communication skills to liaise with brokers and stakeholders effectively.
Technology: Proficiency in loan processing systems, CRM platforms, and financial analysis tools.

Job Description

We are seeking a proactive and results-driven Team Leader to join our Outsourced Experts offshore team in Nepal. This role is responsible for leading a team of Mortgage Credit Analysts, ensuring high-quality credit assessments, and maintaining compliance with lending policies and regulatory requirements. The ideal candidate will have a strong background in mortgage lending, risk analysis, team leadership, and process optimization.

Key Responsibilities:

1. Team Leadership & Performance Management

Lead, mentor, and manage a team of Mortgage Credit Analysts, ensuring optimal performance and productivity.
Provide training, coaching, and professional development to enhance team expertise and efficiency.
Monitor daily workflows, ensuring timely and accurate loan assessments.
Conduct regular performance reviews and implement strategies for continuous improvement.

2. Credit Assessment & Risk Management

Oversee the evaluation of mortgage loan applications, ensuring all credit decisions align with lending policies and risk appetite.
Review complex loan files, providing guidance and recommendations to analysts as needed.
Ensure thorough analysis of financial statements, credit reports, and supporting documentation to assess borrower risk.
Escalate high-risk applications or potential fraud concerns to senior management.

3. Compliance & Quality Assurance

Ensure all loan assessments comply with company policies, regulatory guidelines, and responsible lending obligations.
Implement quality control measures to maintain accuracy and reduce errors in credit assessments.
Stay updated on industry regulations, compliance requirements, and risk management best practices.

4. Stakeholder & Relationship Management

Act as the key liaison between the offshore team, onshore brokers, credit teams, and business partners.
Provide clear, well-documented justifications for credit decisions and process improvements.
Address escalations, resolve issues efficiently, and ensure smooth communication across teams.

5. Process Improvement & Reporting

Identify opportunities to streamline credit assessment workflows, improving efficiency and turnaround times.
Monitor key performance metrics, providing regular reports and insights to senior management.
Contribute to the development and enhancement of training materials, SOPs, and team policies.

Why Join Us?

Lead a team within a fast-growing offshore business, working with one of Australia’s leading mortgage brokerages.
Gain exposure to international lending standards and best practices.
Competitive salary, professional development opportunities, and a dynamic work environment.