Credit Officer

Sarba Shrestha Saving & Credit Ltd. is one of the identified co-operative in Kathmandu with excessive requirements of company governance and hazard management practices.

In pursuit of sustainable and significant increase, we're swiftly expanding our business to serve clients in the market round close to region. To guide this expansion, we're trying to employ dynamic, prompted and innovative people within the following position.

Credit Officer

Views: 518 | Apply Before: 1 week, 1 day from now

Basic Job Information

Job Category : Banking / Insurance /Financial Services
Job Level : Mid Level
No. of Vacancy/s : [ 1 ]
Employment Type : Full Time
Offered Salary : Negotiable
Apply Before(Deadline) : Apr. 20, 2021 23:55 (1 week, 1 day from now)

Job Specification

Education Level : Bachelor
Experience Required : More than or equals to 5 years
Professional Skill Required : Leadership Communication Reconciliations
Other Specification
  • At least Bachelor in Commerce or Equivalent with more than 5 years of experience in Banking and Financial Institution 
  • Strong effective communicator
  • Highly developed, demonstrated teamwork skills
  • Should have good Computer knowledge 

Job Description

  • Approve loans within specified limits, and refer loan applications outside those limits to management for approval
  • Meet with applicants to obtain information for loan applications and to answer questions about the process
  • Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans
  • Explain to customers the different types of loans and credit options that are available, as well as the terms of those services
  • Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information
  • Review and update credit and loan file
  • Handle customer complaints and take appropriate action to resolve them
  • Negotiate payment arrangements with customers who have delinquent loans
  • Supervise loan personnel
  • Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action

Applying Procedure :

Interested candidates are requested to send their latest CV and Cover Letter at [email protected] 


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