Outsourced Experts

Multinational Companies

Team Leader – Mortgage Credit Analysis

Views: 4119|Published on: May 18, 2025

Banking / Insurance /Financial Services

Senior Level

Full Time

Vacancy: 1

Bhaktapur|

Experience: More than 3 years|

NRs. 140,000 - 180,000 Monthly

Job Description

Roles and responsibilities of this job

We are seeking a proactive and results-driven Team Leader to join our Outsourced Experts offshore team in Nepal. This role is responsible for leading a team of Mortgage Credit Analysts, ensuring high-quality credit assessments, and maintaining compliance with lending policies and regulatory requirements. The ideal candidate will have a strong background in mortgage lending, risk analysis, team leadership, and process optimization.

Key Responsibilities:

1. Team Leadership & Performance Management

Lead, mentor, and manage a team of Mortgage Credit Analysts, ensuring optimal performance and productivity.
Provide training, coaching, and professional development to enhance team expertise and efficiency.
Monitor daily workflows, ensuring timely and accurate loan assessments.
Conduct regular performance reviews and implement strategies for continuous improvement.

2. Credit Assessment & Risk Management

Oversee the evaluation of mortgage loan applications, ensuring all credit decisions align with lending policies and risk appetite.
Review complex loan files, providing guidance and recommendations to analysts as needed.
Ensure thorough analysis of financial statements, credit reports, and supporting documentation to assess borrower risk.
Escalate high-risk applications or potential fraud concerns to senior management.

3. Compliance & Quality Assurance

Ensure all loan assessments comply with company policies, regulatory guidelines, and responsible lending obligations.
Implement quality control measures to maintain accuracy and reduce errors in credit assessments.
Stay updated on industry regulations, compliance requirements, and risk management best practices.

4. Stakeholder & Relationship Management

Act as the key liaison between the offshore team, onshore brokers, credit teams, and business partners.
Provide clear, well-documented justifications for credit decisions and process improvements.
Address escalations, resolve issues efficiently, and ensure smooth communication across teams.

5. Process Improvement & Reporting

Identify opportunities to streamline credit assessment workflows, improving efficiency and turnaround times.
Monitor key performance metrics, providing regular reports and insights to senior management.
Contribute to the development and enhancement of training materials, SOPs, and team policies.

Why Join Us?

Lead a team within a fast-growing offshore business, working with one of Australia’s leading mortgage brokerages.
Gain exposure to international lending standards and best practices.
Competitive salary, professional development opportunities, and a dynamic work environment.

Job Specification

Required qualifications for this job

Required Education Level:Under Graduate (Bachelor)

Required Experience:More than 3 years

Other Specification

Experience: Minimum 3-5 years in mortgage credit analysis, underwriting, or a related field, with at least 1-2 years in a leadership role.
Education: Degree in Finance, Business, Accounting, or a related discipline (preferred but not mandatory).
Technical Knowledge: Strong understanding of credit assessment principles, mortgage products, and lending regulations.
Leadership Skills: Ability to motivate, mentor, and develop a high-performing offshore team.
Analytical Skills: Strong capability in assessing financial risk, interpreting credit reports, and making sound lending decisions.
Attention to Detail: High level of accuracy in reviewing and validating financial documentation.
Communication Skills: Excellent verbal and written communication skills to liaise with brokers and stakeholders effectively.
Technology: Proficiency in loan processing systems, CRM platforms, and financial analysis tools.

Skills Required

Required skills for this job

Team Management

Project Planning

Supervision

Reliability

Rate Analysis

Salary

Offered financial and non-financial compensation for this job

Offered Salary:NRs. 140,000 - 180,000 Monthly

Applying Procedure

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Note: You need to be a registered jobseeker to view the applying email address / external link.

Apply Before: May 18, 2025

About the organization

Outsourced Experts

Multinational Companies

Level 27/360 Collins Street, Melbourne, VIC, 3000, Australia

Outsourced Experts is a forward-thinking company dedicated to empowering small businesses across Australia through exceptional outsourcing services and solutions. Our mission is to help these businesses reach their full potential and we pride ourselves on offering comprehensive paid training to ensure our team members succeed. Enjoy a balanced work schedule with weekends off and be part of a dynamic team that values your growth.

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