We are seeking a proactive and results-driven Team Leader to join our Outsourced Experts offshore team in Nepal. This role is responsible for leading a team of Mortgage Credit Analysts, ensuring high-quality credit assessments, and maintaining compliance with lending policies and regulatory requirements. The ideal candidate will have a strong background in mortgage lending, risk analysis, team leadership, and process optimization.

Key Responsibilities:

1. Team Leadership & Performance Management

• Lead, mentor, and manage a team of Mortgage Credit Analysts, ensuring optimal performance and productivity.
• Provide training, coaching, and professional development to enhance team expertise and efficiency.
• Monitor daily workflows, ensuring timely and accurate loan assessments.
• Conduct regular performance reviews and implement strategies for continuous improvement.

2. Credit Assessment & Risk Management

• Oversee the evaluation of mortgage loan applications, ensuring all credit decisions align with lending policies and risk appetite.
• Review complex loan files, providing guidance and recommendations to analysts as needed.
• Ensure thorough analysis of financial statements, credit reports, and supporting documentation to assess borrower risk.
• Escalate high-risk applications or potential fraud concerns to senior management.

3. Compliance & Quality Assurance

• Ensure all loan assessments comply with company policies, regulatory guidelines, and responsible lending obligations.
• Implement quality control measures to maintain accuracy and reduce errors in credit assessments.
• Stay updated on industry regulations, compliance requirements, and risk management best practices.

4. Stakeholder & Relationship Management

• Act as the key liaison between the offshore team, onshore brokers, credit teams, and business partners.
• Provide clear, well-documented justifications for credit decisions and process improvements.
• Address escalations, resolve issues efficiently, and ensure smooth communication across teams.

5. Process Improvement & Reporting

• Identify opportunities to streamline credit assessment workflows, improving efficiency and turnaround times.
• Monitor key performance metrics, providing regular reports and insights to senior management.
• Contribute to the development and enhancement of training materials, SOPs, and team policies.

Why Join Us?

• Lead a team within a fast-growing offshore business, working with one of Australia’s leading mortgage brokerages.
• Gain exposure to international lending standards and best practices.
• Competitive salary, professional development opportunities, and a dynamic work environment.