Sipradi Hire Purchase is a vehicular financing company of SIPRADI. Our main motive is to provide hassle-free financing solution for customers. We aim to provide financing access to group of consumers that normally are deprived from financing facilities from traditional BFIs. Small scale companies and entrepreneurs can benefit from Hire Purchase. Expensive and important assets can be hired and later owned with our help and support.

Thus, Hire Purchase is an important source of financing in recent times. We provide a convenient way to afford and acquire assets that otherwise be financially unattainable.

Sipradi Hire Purchase is a vehicular financing company of SIPRADI. Our main motive is to provide hassle-free financing solution for customers. We aim to provide financing access to group of consumers that normally are deprived from financing facilities from traditional BFIs. Small scale companies and entrepreneurs can benefit from Hire Purchase. Expensive and important assets can be hired and later owned with our …

Junior Officer – Credit & Recovery

Views: 2990 | This job is expired 5 years, 3 months ago

Basic Job Information

Job Category	:	Accounting / Finance
Job Level	:	Mid Level
No. of Vacancy/s	:	[ 1 ]
Employment Type	:	Full Time
Job Location	:	Thapathali, Kathmandu, Nepal
Offered Salary	:	Negotiable
Apply Before(Deadline)	:	Dec. 20, 2018 23:55 (5 years, 3 months ago)

Job Specification

Education Level	:	Under Graduate (Bachelor)
Experience Required	:	Not Required

Other Specification

Must be Graduate in Management
At least 1 year of experience in finance/credit functions (preferably in a bank/finance company)
Excellent computer and reporting skills
Good communication and persuasion skills
Valid two wheeler driving license

Job Description

Identify potential customer
Visit customer’s site to gather requisite information to assess credit worthiness of potential customer
Complete documentation process of customers as stated by Credit Policy
Obtain credit report from Credit Information Centre Limited (CICL) and if required from other BFIs before processing any credit files for approval
Prepare credit appraisal of loan customer and process
Obtain all the security documents and other loan documents signed by the customer for credit implementation
Liaise between Bank and customer for ownership transfer
Prior reminders to all customers for regular installment payments
Rigorous follow up of regularly defaulted customers to regularize installments